Sen. Barbara Boxer of California delivered a speech in the Senate last week in which she linked global warming to the San Diego wildfires, Darfur, the imminent loss of the world's polar bears and even a poor 14-year-old boy who died from "an infection caused after swimming in Lake Havasu," because its water is warmer. Forget arson. Forget genocide. Forget nature. There is no tragedy that cannot be placed at the doorstep of global-warming skeptics.
San Francisco Chronicle: 'Polar bear pandering'
"FEMA provides the funds used by the WYO companies to pay NFIP claims"
Thank you, SJT.
These regulations, which you were so generous as to quote, have been established to prevent scammers and con-men from ripping people off.
If that's your definition of socialism, you are definitely a capitalist.
Schiller
"What does FEMA or the Department of Homeland Security (DHS) have to do with my flood insurance?
The NFIP was created by Congress in response to the rising cost of disaster relief for flood victims. The NFIP is managed by FEMA (which is a part of DHS). Through FEMA’s “Write Your Own” (WYO) Program, private insurance companies write and service the standard federal flood insurance policy under their own names. The standard federal policy is also available from FEMA’s Direct Servicing Agent.
No matter which carrier issues your flood insurance policy, the coverage and rates are the same, as are the general conditions and provisions for loss settlements (claims). FEMA provides the funds used by the WYO companies to pay NFIP claims, and regularly audits those companies to ensure that they are handling policies and claims in accordance with the rules and regulations of the program."
http://www.fema.gov/plan/prevent/floodins/faqs_floodinfo.shtm#2
When SJT compares insurance companies to socialism, it's time to question his or her planet of origin.